MFS Solution

FinioTech’s Mobile Financial Services (MFS) Solution is a comprehensive digital banking platform that empowers banks, MFIs, and fintechs to offer secure, scalable, and real-time financial services through mobile channels. It includes agent banking, digital wallets, P2P transfers, utility payments, and merchant payments.

User Journey:
A user begins by registering through an agent or app-based onboarding system with integrated e-KYC. Once verified, they can deposit cash at agent points, send and receive money using mobile numbers, pay bills, recharge mobile phones, or make purchases from partner merchants—all through a simple mobile interface or USSD. Admins and agents manage users and monitor transactions via a centralized dashboard.