Powering Growth Through Smarter Finance

FinioTech delivers innovative financial technology solutions designed to empower businesses by streamlining operations, driving revenue growth, enhancing efficiency, and creating seamless, user-centric customer experiences.

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Products & Services
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99.9%

Uptime

Payment Solutions

$1B+

Processed

Transaction Volume

5+

Countries

Global Reach

97%

Rating

Client Satisfaction

Our Products

Sandooq

Sandooq delivers a comprehensive mobile financial services platform via intuitive iOS and Android apps, empowering users with instant digital payments. Built to meet PCI-DSS and Central Bank compliance standards, Sandooq ensures top-tier security and regulatory adherence.

  • Native mobile apps for seamless peer-to-peer transfers, bill payments, and e-wallet top-ups
  • End-to-end encryption with PCI-DSS certification to safeguard sensitive data
  • Central Bank–approved operations for fully compliant MFS services
  • Extensive reporting and analytics with customizable dashboards and audit trails
  • Developer-friendly API suite for easy merchant integration and third-party extensions
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FinExpense

FinExpense streamlines business expense management through intelligent workflows and AI-driven automation. Vetted by VISA Payment Conclave event under Commercial & Money Movement Solutions, FinExpense sets a new standard for financial clarity.

  • Effortless expense capture with AI-powered scanning
  • Delegated workflows with controlled access across teams
  • Real-time admin insights with policies and audit trails.
  • Pooling credit card expenses through CMS middelware
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FinioRoute

FinioRoute streamlines multi-gateway payment aggregation through a single, unified API, setting a new standard for seamless transaction orchestration. Engineered for high availability and intelligent routing. No middle-man, settle payments in your account instantly.

  • Unified API integration across global and local payment networks
  • Automated settlement workflows with direct-to-merchant routing
  • Developer-friendly SDKs and webhooks for real-time payment notifications.
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Augmented Resources

Expand Your Team with Confidence

Scale your operations effortlessly with FinioTech’s Augmented Resource model. Whether you need skilled QA engineers, DevOps specialists, or core development teams, we provide vetted professionals on flexible short-term or long-term contracts.


Accelerate project delivery, reduce overhead, and maintain quality — without compromising control.